Savings And Investments

Instead of leaving all your money in bank accounts that pay little or no interest, you can invest in products which give your money real potential to grow. You can also use your capital to invest in products which can provide you with additional income.

.McPhail Financial Services will carry out a detailed assessment of your investment needs and your risk profile, and can recommend the most suitable course of action from the many options available.

Products you may have heard of include:

  • Individual Savings Accounts (ISAs)
  • Guaranteed equity plans
  • Unit trusts
  • Investment bonds
  • Investment trusts
  • Enterprise Investment Schemes and Venture Capital Trusts

But what exactly do these products entail, and are they appropriate for you?

We all have different attitudes to risk. You can choose to keep all your capital in a simple bank account, or you can choose to purchase shares of companies operating in risky areas. In between these two extremes, there are many, many options available for you to make the most of your capital.

As well as managing personal investments, we also provide investment and cash management services to companies, charities and trusts.